Student Funding: bursaries & loans

Frequently asked questions (FAQs)

Who qualifies to apply for NSFAS funding and where can I apply.

Who qualifies:

  • Must be South African citizen / permanent resident.
  • Combined gross household income should not exceed R350 000 per annum.
  • SASSA recipients automatically qualify on financial eligibility.

How do you know if registration data is sent to NSFAS?

  • Registration for approved students as per the NSFAS funding list is activated without paying a minimum registration amount.
  • Students receive SMS from UNISA confirming that registration has been finalized.
  • By tracking updates on NSFAS portal created during application process, status will show “registration received”

Does NSFAS provide support for students with disabilities?

  • Yes, students with disabilities must complete Annexures A and B (available on the NSFAS website) and attach proof of disability and quotation for assistive devices with the online application form.

Why is study fees account still owing while NSFAS has approved my funding?

  • NSFAS takes responsibility to settle your study fee account later or during the year.
  • The balance owing on study fee account will not interfere with all services due to a student by the university, for example supply of study material, marking of assignments and exams.
  • NSFAS settlement of tuition fee account is subject to a student being registered for first qualification and funded qualification.
  • NSFAS does not cover additional charges such as, supplementary exam fees, remark fees and textbook charged on the study fees account.

How are allowances calculated and paid for NSFAS DHET Grant funded students at UNISA?

  • LMA is calculated at R660 per module for the first 4 modules,
  • R5678 for 5 or more modules per academic year.
  • Students registered for 10 or more modules qualify for incidental allowance of R316.70 per month for 10 months.
  • Qualifying students will be sent a link on their mylife email to submit their banking details.

 

How are NSFAS allowances paid

  • NSFAS allowances are paid by the institution via EFT in the student’s bank account

 

If allowances appear to be wrong or not loaded who should a student talk to?

  • Email the student funding department:

DSF-NSFAS@unisa.ac.za

Will a student get additional allowance for second semester registration?

  • Only if the student registered less than five modules during the first semester registration period and adds additional modules in the 2nd semester

Who qualifies for the R316.70 monthly living allowance?

  • Only students funded by NSFAS DHET grant, DHET Disability and registered for a full load, that is, ten modules in an academic year.

I made payment towards my studies and was later approved for funding by NSFAS, will I receive a refund?

  • Yes, refunds of R100 or more will be paid to a student except for payments made by another sponsor/bursary.
  • All refunds will be less other costs not funded by NSFAS such as previous years debt, supplementary and other exam cost and tuition cost for Non Degree Purpose registered modules. 
  • Refunds are subject to NSFAS successfully linking student registration data and payment is made by NSFAS to the university

My NSFAS application was rejected, can I appeal the outcome?

 

  • Yes, you can submit an appeal by clicking on the 'Submit Appeal’ tab on the mynsfas portal.
  • Should the appeal be approved, NSFAS should notify the institution of the successful appeal outcome.

NSFAS appeal requires a propensity letter to complete my appeal application, what is a propensity letter and how do I obtain it?

  • A propensity letter serves to confirm that student has the propensity to complete their qualification within one additional academic term.
  • To get the propensity letter email DSF-NSFAS@unisa.ac.za

 

Does NSFAS fund a 2nd qualification or postgraduate qualification.

  • No, NSFAS only funds a student’s first qualification.
  • NSFAS does not provide funding for postgraduate courses.

Can I switch qualifications in one academic year

  • No. If a student registers one qualification in the first semester and registers another in the second semester, NSFAS will not cover the tuition for the second qualification registered in the second semester.
  • In the instance that a student completes a Higher Certificate during the first semester, they must re-apply for NSFAS during the annual NSFAS applications for the following academic year.

What other funding is available/ administered by NSFAS and where can I get more information on how to apply?

  • Funza Lushaka bursary: For students studying towards a teaching Degree.

Visit: www.funzalushaka.doe.gov.za

 

  • Department of Military Veterans (DMV) bursary: For Military Veterans and their dependents.

Visit: www.dmv.gov.za

 

  • Truth and Reconciliation (TRC) bursary: For a person declared a victim of apartheid by the Truth and Reconciliation Commission and their dependents.

Visit: www.justice.gov.za

 

  • Compensation fund (COID) bursary: For unemployed persons who suffered occupational injuries or diseases and, as a result, acquired a permanent disablement and dependents of COID Persons with Disabilities and dependents of fatally injured workers.

Visit: www.labour.gov.za/

 

Who is responsible for handling NSFAS bursary related enquires or queries?

  • The Directorate Student Funding administers NSFAS bursaries, and all enquiries and queries should be addressed to DSF-NSFAS@unisa.ac.za

 

Important Notice for 2025 Second Semester Funding

In line with NSFAS's recent directive to address financial challenges and streamline the release of allowances, we urge students to take note of following important information:

Living allowances

Due to NSFAS budget constraints, NSFAS will only process two months of living allowances for the second semester.

The following conditions apply:

  • If you registered for 10 modules in semester 1 of 2025, you will get two additional months of living allowance in semester 2.
  • If you've already received the July allowance, you'll only get one month's allowance for this semester.
  • If you added modules for semester 2 and now have 10 modules in total for the year, you will receive only 2 months' living allowance for the academic year.

Book allowances

All book allowances will be disbursed in full, based on the number of modules for which you are registered.

Disbursement timeline

Allowances will be paid out as soon as Unisa receives payment from NSFAS.

Students who are provisionally funded for 2025 but not registered

Some students were approved for NSFAS funding; however, their registration for the 2025 academic year was not finalised because they registered for qualifications that are not funded by NSFAS or not able to register temporarily during UNISA registration periods.

In such cases, NSFAS funding will not be migrated to the 2026 academic year. If you wish to continue with your studies in 2026, and require funding, you will need to reapply.

Application information

NSFAS applications for 2026 are currently open. You can apply for NSFAS funding on the NSFAS website: https://www.nsfas.org.za

Please ensure that you submit your application before the deadline to be considered for funding for the 2026 academic year

 

Last modified: Mon Nov 17 13:43:19 SAST 2025